OBIN Wealth Management
BOOK A CONVERSATION

legal policy

Terms & Conditions

Last updated: September 2026

Welcome to the OBIN Wealth Management website. By accessing or using this website, you agree to the terms and conditions set out below.

1. About OBIN Wealth Management

OBIN Wealth Management (Pty) Ltd is a South African financial services provider.

Company Registration Number: 2017/653541/07
Authorised Financial Services Provider: FSP 49230

Our website provides information about OBIN Wealth Management, our services and general financial planning and investment-related topics.

2. Information on this website

The information provided on this website is intended for general information and educational purposes only.

While we make reasonable efforts to ensure that the information published on the website is accurate and up to date, financial markets, legislation, tax rules, product information and other circumstances may change over time.

We therefore do not guarantee that all information on the website will always be complete, current or error-free.

3. No personal financial advice

Nothing on this website should be regarded as personalised financial, investment, tax, legal or other professional advice.

Financial planning and investment decisions should take into account your individual circumstances, objectives, financial position and risk profile.

Personalised financial advice will only be provided after the appropriate consultation and financial planning process has taken place.

You should not make or change an investment, insurance, retirement or other financial decision solely on the basis of information contained on this website.

4. Investment information and performance

Any investment performance information, model portfolio information, market commentary, illustrations or projections displayed on this website is provided for general information purposes.

Past performance is not a guarantee of future performance. Investment values and returns may increase or decrease, and investors may receive less than the amount originally invested.

Where performance figures are provided, these should be considered together with the applicable investment terms, fees, risks and other relevant product information.

5. Third-party products and service providers

OBIN Wealth Management may provide information relating to financial products or services offered by third-party providers.

References to third-party products, companies, websites or services do not mean that OBIN controls or accepts responsibility for the information, systems or services provided by those third parties.

Where this website contains links to external websites, those websites operate under their own terms, conditions and privacy policies.

6. Intellectual property

Unless otherwise stated, the content of this website — including text, graphics, logos, documents, downloads, layouts and other materials — belongs to OBIN Wealth Management or is used with permission.

Website content may be viewed, downloaded or printed for personal and non-commercial use.

Content may not be copied, reproduced, republished, distributed, modified or used commercially without prior written permission from OBIN Wealth Management.

7. Website availability and security

We take reasonable measures to maintain the security and availability of this website. However, we cannot guarantee that the website will always be available, uninterrupted or free from errors, viruses or other harmful components.

You are responsible for taking appropriate precautions when accessing websites, downloading files or transmitting information online.

OBIN Wealth Management reserves the right to suspend, modify or discontinue any part of the website without prior notice.

8. Limitation of liability

To the extent permitted by South African law, OBIN Wealth Management will not be liable for any direct or indirect loss, damage, expense or inconvenience arising from:

  • reliance on general information published on this website;
  • temporary or permanent unavailability of the website;
  • inaccuracies or omissions in website content;
  • third-party websites, services or products; or
  • unauthorised access to, or interference with, the website beyond our reasonable control.

Nothing in these Terms & Conditions excludes or limits any liability that cannot lawfully be excluded under South African law.

9. Privacy and personal information

Any personal information submitted through this website will be handled in accordance with applicable South African data protection legislation, including the Protection of Personal Information Act (POPIA).

Please refer to our Privacy Policy / POPIA Compliance Statement for more information about how personal information is collected, used, stored and protected.

10. Cookies

This website may use cookies and similar technologies to provide website functionality, improve the user experience and help us understand how visitors use the website.

Further information about the cookies we use and your available choices can be found in our Cookie Policy.

11. Changes to these terms

OBIN Wealth Management may amend these Terms & Conditions from time to time.

The latest version will be published on this website together with the date on which it was last updated. Continued use of the website after changes have been published constitutes acceptance of the revised terms.

12. Governing law

These Terms & Conditions are governed by the laws of the Republic of South Africa.

Any dispute relating to the use of this website will be subject to the jurisdiction of the appropriate South African courts.

13. Contact us

If you have any questions regarding these Terms & Conditions, please contact:

OBIN Wealth Management (Pty) Ltd
4th Floor, Imperial Terraces
Tyger Waterfront
Carl Cronje Drive
Bellville, 7530

Telephone: 021 204 6070
Email: info@obin.co.za

Mi-Jeanne Gerretsen

Administrative Assistant

Mi-Jeanne brings financial administration experience and a strong attention to detail to the OBIN team. She focuses on accuracy, efficiency and care across the administrative side of the client relationship.

Jacky Jordaan

Healthcare Adviser and Administrator

Jacky has experience across medical, corporate and financial-services environments and supports OBIN clients through healthcare advice, administration and operational coordination. Her role helps ensure the healthcare side of the client experience is organised, responsive, and personal.

Johannes Burger, CFP®

Director & Wealth Manager

Johannes founded OBIN Wealth Management in 2017 with the vision of creating an environment where financial planners can guide investors toward financial freedom through objective, independent advice. His financial planning career began in 2010; in 2013 he obtained a Postgraduate Diploma in Financial Planning from the University of Stellenbosch and qualified as a Certified Financial Planner®. As Key Individual and Representative, Johannes is involved in strategy, planning, client engagement and overall management.

Allan Geldenhuys, CFP®

Wealth Manager

Allan began his financial services career in 2012, initially working as a financial analyst before moving into financial planning. He works with individuals, families, businesses and trusts to make informed financial decisions and implement effective strategies. Allan is a Certified Financial Planner® and member of the Financial Planning Institute of Southern Africa.